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Get To Know Your TRICARE Options in the U.S.

MARCH 21, 2024 – Are you new to TRICARE? Have you or a family member recently had a Qualifying Life Event (QLE)? You might be wondering what your health, dental, and vision coverage options are. You might also be wondering what you and your family need to do to enroll.

You don’t need to look hard to find this information. If you live in the United States, the TRICARE Choices in the United States Handbook is a great place to start.

“This handbook is a helpful resource for understanding your health coverage options,” said Robert Agnello, deputy chief of Digital Communications at the Defense Health Agency. “You’ll learn key information about how you get care with each plan, how to enroll, and costs.”

The handbook focuses on the TRICARE health plan options available to these types of sponsors and their family members:

  • Active duty service members
  • Retirees
  • Service members who have separated from active duty

Check out the “Your TRICARE Options by Sponsor Status” section to see which plans you may be eligible for. As noted in this section, your location and age also determine your eligibility for certain plans.

Then you can read an overview of each plan. Be sure to make note of when you need to take action to enroll in a TRICARE plan.

New active duty service members and their family members are automatically enrolled in TRICARE Prime or TRICARE Prime Remote, based on where they live.

Their family members are automatically enrolled in TRICARE Prime or TRICARE Select, based on where they live.

If eligible, these family members may change their plan within 90 days of automatic enrollment.

All others can only enroll in a plan or change plans after a QLE or during TRICARE Open Season.

The handbook also summarizes pharmacy coverage and dental and vision coverage options. All TRICARE health plans include prescription drug coverage. However, dental and vision coverage are separate from your TRICARE health plan.

The TRICARE Choices in the United States Handbook is one of many helpful TRICARE resources. Want to learn more about TRICARE overseas, TRICARE For Life, or TRICARE for National Guard or Reserve members and their family? Check out these TRICARE handbooks:
TRICARE Overseas Program Handbook
TRICARE For Life Handbook
TRICARE Choices for National Guard and Reserve Handbook

Would you like the latest TRICARE news sent to you by email? Visit TRICARE Subscriptions, and create your personalized profile to get benefit updates, news, and more.

Courtesy Story
Defense Health Agency

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Task Force to Oversee Barracks Improvement

DECEMBER 5, 2025 – Secretary of War Pete Hegseth directed in an Oct. 6 memorandum that a barracks task force be stood up to develop a departmentwide investment plan for barracks improvements and report its progress to him within 30 days. “For far too long, this department has failed too many of our warfighters. Every […]

Air National Guard Unveils New Bonus Program

MARCH 11, 2023 – On March 1st, the Air National Guard (ANG) launched a new bonus program to attract and retain personnel in critical specialties. The initiative offers significant financial rewards, with bonuses of up to $90,000 for eligible members, depending on their Air Force Specialty Codes (AFSCs). This strategic move aims to strengthen the […]

Military Students’ Tips to Balance Service and Studies

OCTOBER 10, 2025 – Studying in college while serving in the military can be highly rewarding but also extremely demanding in some respects. Military members, veterans, and their families typically balance demanding duty schedules, deployments, family responsibilities, and school schedules. It requires careful planning, flexibility, and being willing to seek and take advantage of available […]

Former Soldier Navigates Job Hunt

NOVEMBER 19, 2024 — In early 2017, Michael Quinn endured what he called the worst day in the worst year of his life. Quinn, then a sergeant major and 24-year Army Soldier, had weathered deployments in Iraq, Afghanistan and the Philippines. As an Army counter-intelligence agent, he said he learned to operate under grave circumstances […]

How Military Families Can Avoid Financial Panic During a Shutdown

OCTOBER 23, 2025 – Government shutdowns create unique challenges for military families who live on tight budgets, frequently relocate, and manage the constant demands of military service. While the uncertainty can feel overwhelming, following these five strategies can help you navigate the crisis with confidence. Keep Perspective.  This financial disruption will end, just as the […]

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