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Military Star Cardmembers Boost Financial Support

OCTOBER 17, 2023 – MILITARY STAR® cardmembers know about the exclusive savings, discounts and benefits they receive—but they also help give back to military communities around the world.

When shoppers use MILITARY STAR, exchanges and commissaries avoid costly bank transaction fees that can add up to tens of millions of dollars each year. Last year, the savings to the military resale community was more than $32 million.

Nearly $21 million of that was saved at Army & Air Force Exchange Service stores, which re-invest 100% of earnings to strengthen vital military Quality-of-Life support. Transaction fee savings is a force multiplier for the hard-earned benefits of service members and their families.

Exchange shoppers generated $214 million in 2022 for Quality-of-Life programs, part of the $3.5 billion in earnings the Exchange has generated in the last 10 years, improving the lives of Soldiers, Airmen, Guardians and their families.

“Whenever shoppers use their MILITARY STAR card, they get the individual benefits, as well as the benefit of helping their community,” said Air Force Chief Master Sgt. Kevin Osby, the Exchange’s senior enlisted advisor. “The positive effect of MILITARY STAR goes beyond personal savings to make a difference for all who serve and have served.”

The MILITARY STAR card, available exclusively to service members, retirees, Veterans, military dependents and Department of Defense civilians, is accepted at all Army & Air Force Exchange Service, Navy Exchange Service Command, Marine Corps Exchange, Coast Guard Exchange and Defense Commissary Agency stores.

Other benefits of the card include:

  • 5 cents off every gallon of gas at Exchange fuel locations.
  • 10% off at participating Exchange restaurants.
  • 10% discount on all first-day purchases for new cardmembers.
  • Unlimited 2% rewards on purchases. (Rewards exclude Military Clothing plan).
  • No late, annual or over-limit fees.
  • Same low APR for all cardmembers, regardless of credit score.
  • Reduced-interest deployment plan with no payments required for eligible customers.

For more information or to apply for a MILITARY STAR card, see a store associate or visit https://aafes.media/MilStarPA.

Since 1895, the Army & Air Force Exchange Service (Exchange) has gone where Soldiers, Airmen, Guardians and their families go to improve the quality of their lives by providing valued goods and services at exclusive military pricing. The Exchange is the 54th-largest retailer in the United States. 100% of Exchange earnings support military communities. In the last 10 years, your Exchange benefit has provided $3.4 billion in earnings for critical military Quality-of-Life programs. The Exchange is a non-appropriated fund entity of the Department of Defense and is directed by a Board of Directors. The Exchange is a 50th Anniversary Vietnam War Commemorative Partner, planning and conducting events and activities that recognize the service, valor and sacrifice of Vietnam Veterans and their families in conjunction with the United States of America Vietnam War Commemoration. To find out more about the Exchange history and mission or to view recent press releases please visit our website at http://www.shopmyexchange.com or follow us on Twitter at https://twitter.com/ExchangePAO.

Story by Marisa Conner
Army & Air Force Exchange Service HQ

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Filed Under: Benefits, Finance

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Task Force to Oversee Barracks Improvement

DECEMBER 5, 2025 – Secretary of War Pete Hegseth directed in an Oct. 6 memorandum that a barracks task force be stood up to develop a departmentwide investment plan for barracks improvements and report its progress to him within 30 days. “For far too long, this department has failed too many of our warfighters. Every […]

Air National Guard Unveils New Bonus Program

MARCH 11, 2023 – On March 1st, the Air National Guard (ANG) launched a new bonus program to attract and retain personnel in critical specialties. The initiative offers significant financial rewards, with bonuses of up to $90,000 for eligible members, depending on their Air Force Specialty Codes (AFSCs). This strategic move aims to strengthen the […]

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NOVEMBER 19, 2024 — In early 2017, Michael Quinn endured what he called the worst day in the worst year of his life. Quinn, then a sergeant major and 24-year Army Soldier, had weathered deployments in Iraq, Afghanistan and the Philippines. As an Army counter-intelligence agent, he said he learned to operate under grave circumstances […]

How Military Families Can Avoid Financial Panic During a Shutdown

OCTOBER 23, 2025 – Government shutdowns create unique challenges for military families who live on tight budgets, frequently relocate, and manage the constant demands of military service. While the uncertainty can feel overwhelming, following these five strategies can help you navigate the crisis with confidence. Keep Perspective.  This financial disruption will end, just as the […]

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