The Traumatic Injury Protection Under Servicemembers’ Group Life Insurance (TSGLI) program is a rider to Servicemember’s Group Life Insurance (SGLI). The TSGLI rider provides for payment to Servicemembers who are severely injured (on or off duty) as the result of a traumatic event and suffer a loss that qualifies for payment under TSGLI.
TSGLI payments are designed to help traumatically injured Servicemembers and their families with financial burdens associated with recovering from a severe injury. Payments range from $25,000 to $100,000 based on the qualifying loss suffered.
Coverage will pay a benefit of between $25,000 and $100,000 depending on the loss directly resulting from the traumatic injury. It is automatic for those insured under basic SGLI and cannot be declined. The only way to decline TSGLI is to decline basic SGLI coverage. Coverage is not available to VGLI policyholders.
TSGLI is not available to spouses and children under Family SGLI. It is available only to Servicemembers insured under SGLI.
Covered losses and payment amounts are listed in the TSGLI Schedule of Losses.
For example:
| If the member has lost… | then the amount paid will be… |
|---|---|
| sight in both eyes or hearing in both ears | $100,000 |
| sight in one eye | $50,000 |
| one hand at or above the wrist or one foot at or above the ankle | $50,000 |
| four fingers on the same hand | $50,000 |
For a complete listing of all losses that are covered under TSGLI, see the Schedule of Payments for Traumatic Losses