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Insurance

Life insurance is all about making sure your family’s financial future doesn’t suffer without you. You want them to continue on but it can be a tough time. A 10-year level term group life insurance plan, like USBA’s Smart Value 10, is specifically designed to provide you with an easy and affordable way to give your family financial security in the event you can’t be there to do so.

With a 10-year level term life insurance plan, the rate — while not guaranteed — is expected to remain level for the first 10 years, helping you project a household budget years in advance. This type of plan can also be an affordable monthly expense depending on your age, sex and smoking status. With USBA’s Smart Value 10, if you are age 64 or under, you can get a second 10 years of coverage, no matter how healthy you may or may not be at that point. No physical. No new application. No hassles at all. (See Plan details for further details).

The amount of insurance coverage you select depends on what you can afford. With USBA’s Smart Value 10 for instance, you can select from $25K to $500K of coverage. It’s up to you to decide how much you need, and how much your family can afford.

For more information on USBA’s Smart Value 10 and how it can provide affordable life insurance coverage that works within your budget, please Click Here.

img Top 4 Reasons Why You Need Renters Insurance

  1. Your landlord’s policy most likely does not include liability for something that happens in your rented residence.
  2. You could be held responsible for injury to another person or damage to another person’s property if an incident occurred within your rented residence, or elsewhere.
  3. Protects your personal property against fire, theft and vandalism.
  4. Protects you in case of a liability lawsuit against you.

Renters insurance pays for damage or loss to your personal property such as furniture, electronic equipment, clothing, jewelry, and collections. It covers losses caused by fire, vandalism, theft, water damage, and acts of nature excluding earthquakes and floods.

Your policy will pay your living expenses if you need to live somewhere else when your home becomes uninhabitable due to fire, water damage, or other reasons.

It also pays for a visitor’s medical expenses if they hurt themselves in your home, and pays for judgments and legal expenses if they sue you.

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The Path Towards More

JANUARY 9, 2026 – Becoming a Marine was something Sgt. Matthew B. Holder, an Alabama native and a network administrator with Marine Wing Headquarters Squadron (MWHS) 2, always knew he wanted to do. After all, he grew up in the Marine Corps. Holder’s father served as a Marine Corps AH-1 Cobra pilot, and growing up […]

Air National Guard Unveils New Bonus Program

MARCH 11, 2023 – On March 1st, the Air National Guard (ANG) launched a new bonus program to attract and retain personnel in critical specialties. The initiative offers significant financial rewards, with bonuses of up to $90,000 for eligible members, depending on their Air Force Specialty Codes (AFSCs). This strategic move aims to strengthen the […]

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OCTOBER 10, 2025 – Studying in college while serving in the military can be highly rewarding but also extremely demanding in some respects. Military members, veterans, and their families typically balance demanding duty schedules, deployments, family responsibilities, and school schedules. It requires careful planning, flexibility, and being willing to seek and take advantage of available […]

Translating Military Experience to Civilian Employment

DECEMBER 23, 2025 – Transitioning out of uniform and adapting to civilian life can be hard. Some of the reintegration challenges include changes to career and lifestyle, loss of military identity, and need to develop new networks. Whether you are finishing one enlistment or retiring after 20 or more years, it is common to feel […]

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JANUARY 7, 2026 – The arrival of a new baby can be one of life’s most joyful milestones –and one that brings significant changes. While it is an exciting time, it also introduces new financial responsibilities and challenges. Proactive planning for the cost of parenthood can ease the transition and help lay a strong foundation […]

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