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Insurance

Life insurance is all about making sure your family’s financial future doesn’t suffer without you. You want them to continue on but it can be a tough time. A 10-year level term group life insurance plan, like USBA’s Smart Value 10, is specifically designed to provide you with an easy and affordable way to give your family financial security in the event you can’t be there to do so.

With a 10-year level term life insurance plan, the rate — while not guaranteed — is expected to remain level for the first 10 years, helping you project a household budget years in advance. This type of plan can also be an affordable monthly expense depending on your age, sex and smoking status. With USBA’s Smart Value 10, if you are age 64 or under, you can get a second 10 years of coverage, no matter how healthy you may or may not be at that point. No physical. No new application. No hassles at all. (See Plan details for further details).

The amount of insurance coverage you select depends on what you can afford. With USBA’s Smart Value 10 for instance, you can select from $25K to $500K of coverage. It’s up to you to decide how much you need, and how much your family can afford.

For more information on USBA’s Smart Value 10 and how it can provide affordable life insurance coverage that works within your budget, please Click Here.

img Top 4 Reasons Why You Need Renters Insurance

  1. Your landlord’s policy most likely does not include liability for something that happens in your rented residence.
  2. You could be held responsible for injury to another person or damage to another person’s property if an incident occurred within your rented residence, or elsewhere.
  3. Protects your personal property against fire, theft and vandalism.
  4. Protects you in case of a liability lawsuit against you.

Renters insurance pays for damage or loss to your personal property such as furniture, electronic equipment, clothing, jewelry, and collections. It covers losses caused by fire, vandalism, theft, water damage, and acts of nature excluding earthquakes and floods.

Your policy will pay your living expenses if you need to live somewhere else when your home becomes uninhabitable due to fire, water damage, or other reasons.

It also pays for a visitor’s medical expenses if they hurt themselves in your home, and pays for judgments and legal expenses if they sue you.

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Filed Under: Finance

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Army Tests Drone-Mounted Rocket Launcher

MAY 26, 2026 — Defense industry partners successfully tested a new three-shot rocket launcher mounted to a logistics drone at Fort Rucker on May 20, an initiative designed to push advanced precision strike capabilities down to the battalion level. The test paired the TRV 150, a resupply drone manufactured by Survice Engineering Company, with a […]

Air National Guard Unveils New Bonus Program

MARCH 11, 2023 – On March 1st, the Air National Guard (ANG) launched a new bonus program to attract and retain personnel in critical specialties. The initiative offers significant financial rewards, with bonuses of up to $90,000 for eligible members, depending on their Air Force Specialty Codes (AFSCs). This strategic move aims to strengthen the […]

Military Students’ Tips to Balance Service and Studies

OCTOBER 10, 2025 – Studying in college while serving in the military can be highly rewarding but also extremely demanding in some respects. Military members, veterans, and their families typically balance demanding duty schedules, deployments, family responsibilities, and school schedules. It requires careful planning, flexibility, and being willing to seek and take advantage of available […]

Finding Purpose After the Uniform

MAY 13, 2026 — Just minutes into an interview with Chief Master Sgt. Virginia Holmgren the senior enlisted leader for the 124th Medical Group, there was a knock at the door. Someone needed help. Holmgren paused the conversation without hesitation, shifting her attention to the Airman standing nearby before quickly solving the issue and returning […]

Why Veterans with Disabilities Need ABLE Accounts

MAY 18, 2026 – For many veterans living with disabilities, financial security can be a familiar challenge.  A little-known financial tool – called an ABLE account – can offer help.   Achieving a Better Life Experience accounts (“ABLE” accounts) have existed since 2016, and a landmark eligibility expansion that took effect January 1, 2026 is making […]

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