MilitarySpot.com

Serving the U.S. Army, Navy, Air Force, Marines, Coast Guard and National Guard

Follow MilitarySpot:
 
  • Home
  • Enlist
    • Join The Army
    • Join The Navy
    • Join The Air Force
    • Join The Marines
    • Join The Coast Guard
    • Join The National Guard
    • ASVAB
    • Army Physical Fitness Test
    • Military Draft
    • Prior Service Army Enlistment
  • Career
    • Join the Military
    • Jobs for Military and Civilians
    • Career Center
    • Prior Service Army Enlistment
    • Criminal Justice
  • Education
    • Online Schools
    • Spouse Education Benefits
    • GI Bill
    • Military Schools
    • Criminal Justice
  • Benefits
    • Army Benefits
    • Navy Benefits
    • Air Force Benefits
    • Marine Corps Benefits
    • National Guard Benefits
    • Coast Guard Benefits
    • Veteran Benefits
    • Basic Pay Rates
    • Allowances
    • Special & Incentive Pay
    • Military Spouse Education Benefits
    • VA Education Benefits
    • GI Bill
  • News
    • Headline News
  • Finance
    • Debt Relief
    • Military Pay Rates
    • Military Personal Loans
    • VA Loans
    • Military Star Card
    • Military MyPay
  • Spouses
    • School Finder
    • Scholarships & Grants
    • PCS, DITY, & Moving
    • Pay Rates
    • MyCAA
    • Education Benefits
  • Community
    • Military Games
    • Military Reunions
    • Classifieds
    • Photo Gallery
    • Buddy Finder
    • MilitarySpot Pinups
    • Military Bases
  • Resources
    • Military Alphabet
    • Military Reunions
    • Military Acronyms
    • Currency Converter
    • Military Tools
    • Ranks
    • Military Time
    • Military Tactics
    • Military Discounts
    • Military Games
    • Military Videos
    • Photo Gallery
    • Infographics
    • How To
  • Travel

Reserve Pay & Benefits

Reserve soldiers earn what’s called Unit Training Pay. Unit Training Pay is money you earn while training on weekends and during full-time training events. Unit Training Pay is only part of your total pay as a Soldier in the Army Reserve. There are many other ways to earn additional money in the Army though allowances, bonuses and educational benefits.

Show me the Money

As a Reserve Soldier you are compensated hourly for work completed. Your wages will increase as your rank increases and your years of experience increase. For training events longer than a weekend, you are given a prorated Basic Pay.

Annual Pay for Reserve Soldiers
Pay is based on two weeks of training each year and one weekend each month. Chart reflects Drill Pay only and does not include bonuses, allowances and other benefits.
Rank Years of Army Experience
<2 Years 4 Years 6 Years
Private (E1) $3,529.89* $3,529.89 $3,529.89
Private (E2) $3,956.40 $3,956.40 $3,956.40
Private First Class (E3) $4,160.52 $4,690.35 $4,690.35
Specialist or Corporal (E4) $4,608.45 $5,366.34 $5,594.40
Sergeant (E5) $5,026.14 $5,889.24 $6,303.15
Staff Sergeant (E6) $5,377.02 $6,563.34 $6,833.61

* Based on 2019 pay tables.

** Pay for Private (E1) will be slightly lower for first four months of service.

Annual Pay for Reserve Officers
Pay is based on two weeks of training each year and one weekend each month. Chart reflects Drill Pay only and does not include bonuses, allowances and other benefits.
Rank Years of Army Experience
<2 Years 4 Years 6 Years
Second Lieutenant (O1) $6,695.64 $8,424.99 8,424.99
First Lieutenant (O2) $7,714.35 $10,460.52 $10,675.98
Captain (O3) $8,928.36 $11,910.15 $12,481.56
Major (O4) $10,154.34 $12,713.40 $13,441.68

* Based on 2019 pay tables.

Cost of Living Allowance
In addition to salary and bonuses, the Army provides for housing, meals and uniforms for Army Reserve Soldiers on Active Duty status.

Other Bonuses
In addition to your Unit Training Pay, there are many opportunities to earn additional money in the Army Reserve. This extra money is available if you choose a specific Army job, complete special training, take on extra responsibilities or have served in the military before. This extra money changes in amount frequently.

Prior Service Enlistment Bonus
These financial incentives are available to you just for reenlisting with the Army Reserve.

If you have prior military service you could qualify for either a 6-year or 3-year enlistment bonus. This bonus is only available with enlistment into the Army Reserve with designated bonus-eligible MOSs.

Here are the amounts:
  • Up to $15,000 with a 6-year enlistment
  • Up to $7,500 with a 3-year enlistment

Coming from another Branch of Service?
If you have prior military service in a sister branch (Air Force, Navy, Marines and Coast Guard) you could qualify for an enlistment bonus. With enlistment into the Army Reserve, this bonus is available based time left on your Military Service Obligation (MSO) and conversion of AFSCs or Rates to an Army Military Occupational Specialty (MOS).

Here are the amounts:
  • Up to $15,000 with no remaining MSO and Military Occupation Specialty Qualification (MOSQ)
  • Up to $10,000 with 46-49 months remaining on your MSO
  • Up to $200 extra per month with 45 months or less remaining on your MSO, for each month remaining on your MSO

Affiliation Bonus:

This bonus is available to Soldiers who have completed a service term within an active component of the military or in the Active Guard Reserve (AGR) and assigned to a Troop Program Unit (TPU) with the Army Reserve.

Here are the amounts:
  • Up to $50 extra per month.

Education

Selected Army Reserve Montgomery GI Bill (MGIB-SR): If you have a high school diploma or equivalent (GED) and score above 50 on the ASVAB you can enlist in the Army Reserves and get part of your college education paid for. You can earn $10,152 for college. Enlist for six years and earn more than $22,000.

Selected Reserve Montgomery GI Bill "Kicker" (MGIB-SRK): Depending on your MOS (Army Military Operational Specialty) you can add up to $350 a month to your standard MGIB benefit (up to 36 months).

Life Insurance

The Serviceman’s Group Life Insurance, better known as SGLI, is group term life insurance currently available to all members of the U.S. Army. SGLI is a group life insurance policy purchased by the VA from a commercial life insurance company, and is partially subsidized by the federal government.

SOC – Servicemenbers’ Opportunity Colleges
The Servicemembers’ Opportunity Colleges are a network of approximately 1,400 colleges and universities whose policies and programs are designed especially to help meet the higher education needs of service members (and their families).

Other Benefits


Retirement
Modified retirement possible after 20 yrs. of qualifying service

Job Choices
180 jobs to choose from

Medical / Dental Benefits
Medical and dental benefits when on active duty

Job Training Opportunities
Specialized job training (AIT)

Location of duty
Stationed at home unless called to active duty

Work Schedule
Serve one weekend a month and two contiguous weeks a year

Vacation & Leave
Paid vacation only if you are on extended active duty

Social & Recreational Programs
Unlimited access to all military Morale, Welfare and Recreation (MWR) facilities or programs

Commissary Privileges
Unlimited post exchange and commissary privileges Unlimited post exchange privileges and up to 24 commissary visits per year

Comments

Filed Under: Enlist, Recruiting

  • News
  • Enlist
  • Education
  • Career
  • Finance

Navy Participates in Salvage Exercise

MAY 21, 2026 – U.S. Navy divers assigned to Mobile Diving and Salvage Unit 1 (MDSU-1) concluded Salvage Exercise (SALVEX) Korea 2026 alongside Australian maritime forces and Republic of Korea (ROK) forces at Jinhae Naval Base, April 6–10, 2026. The exercise marked the 42nd iteration of the long-standing multilateral training event, reinforcing decades of cooperation […]

Air National Guard Unveils New Bonus Program

MARCH 11, 2023 – On March 1st, the Air National Guard (ANG) launched a new bonus program to attract and retain personnel in critical specialties. The initiative offers significant financial rewards, with bonuses of up to $90,000 for eligible members, depending on their Air Force Specialty Codes (AFSCs). This strategic move aims to strengthen the […]

Military Students’ Tips to Balance Service and Studies

OCTOBER 10, 2025 – Studying in college while serving in the military can be highly rewarding but also extremely demanding in some respects. Military members, veterans, and their families typically balance demanding duty schedules, deployments, family responsibilities, and school schedules. It requires careful planning, flexibility, and being willing to seek and take advantage of available […]

Finding Purpose After the Uniform

MAY 13, 2026 — Just minutes into an interview with Chief Master Sgt. Virginia Holmgren the senior enlisted leader for the 124th Medical Group, there was a knock at the door. Someone needed help. Holmgren paused the conversation without hesitation, shifting her attention to the Airman standing nearby before quickly solving the issue and returning […]

Why Veterans with Disabilities Need ABLE Accounts

MAY 18, 2026 – For many veterans living with disabilities, financial security can be a familiar challenge.  A little-known financial tool – called an ABLE account – can offer help.   Achieving a Better Life Experience accounts (“ABLE” accounts) have existed since 2016, and a landmark eligibility expansion that took effect January 1, 2026 is making […]

Recent Posts

  • Navy Participates in Salvage Exercise
  • Coast Guard Rescues 3 on Lake Erie
  • Army Expands Casualty Evacuation Training Via Rail
  • Staying Safe While Vacationing
  • Retired Combat Vet Rejoins Marine Corps
MAINMENU




SITESEARCH
Can't find something? Try using our site search to dig through our entire site.



Still having trouble? Try the Advanced Search to refine your searches.
NEWSLETTERSUBSCRIBE
Sign Up To Receive Information, Updates and Special Officers from MilitarySpot.com.



Don't miss an issue! Jump in the Newsletter Archives to catch up on previous issues.
FOLLOWMILITARY SPOT

Follow us on Facebook, Twitter & StumbleUpon and more. Keep up with MilitarySpot.com news & updates. We also have an RSS Feed.

Advertise | About | Contact | Feedback | Unsubscribe | DMCA | Privacy Policy | Terms of Use
 
Copyright 2004-2026 Sun Key Publishing. All Rights Reserved.



 
This is not the official recruiting website of the U.S. Military. The site you are on is run by Sun Key Publishing, a private company, and is not endorsed by or affiliated with the U.S. Military.