MilitarySpot.com

Serving the U.S. Army, Navy, Air Force, Marines, Coast Guard and National Guard

Follow MilitarySpot:
 
  • Home
  • Enlist
    • Join The Army
    • Join The Navy
    • Join The Air Force
    • Join The Marines
    • Join The Coast Guard
    • Join The National Guard
    • ASVAB
    • Army Physical Fitness Test
    • Military Draft
    • Prior Service Army Enlistment
  • Career
    • Join the Military
    • Jobs for Military and Civilians
    • Career Center
    • Prior Service Army Enlistment
    • Criminal Justice
  • Education
    • Online Schools
    • Spouse Education Benefits
    • GI Bill
    • Military Schools
    • Criminal Justice
  • Benefits
    • Army Benefits
    • Navy Benefits
    • Air Force Benefits
    • Marine Corps Benefits
    • National Guard Benefits
    • Coast Guard Benefits
    • Veteran Benefits
    • Basic Pay Rates
    • Allowances
    • Special & Incentive Pay
    • Military Spouse Education Benefits
    • VA Education Benefits
    • GI Bill
  • News
    • Headline News
  • Finance
    • Debt Relief
    • Military Pay Rates
    • Military Personal Loans
    • VA Loans
    • Military Star Card
    • Military MyPay
  • Spouses
    • School Finder
    • Scholarships & Grants
    • PCS, DITY, & Moving
    • Pay Rates
    • MyCAA
    • Education Benefits
  • Community
    • Military Games
    • Military Reunions
    • Classifieds
    • Photo Gallery
    • Buddy Finder
    • MilitarySpot Pinups
    • Military Bases
  • Resources
    • Military Alphabet
    • Military Reunions
    • Military Acronyms
    • Currency Converter
    • Military Tools
    • Ranks
    • Military Time
    • Military Tactics
    • Military Discounts
    • Military Games
    • Military Videos
    • Photo Gallery
    • Infographics
    • How To
  • Travel

Here’s How To Get Started With TRICARE

JULY 18, 2025 – Have you recently enlisted in or received a commission to a uniformed service? Or, have you just married a uniformed service member? If you’re new to TRICARE, you may have some questions about how to enroll in a plan, get care, and learn more about your coverage. So, what exactly is TRICARE?

“TRICARE is the uniformed health care program for service members, retirees, their family members, and other eligible beneficiaries,” explained Malcolm Jones, a TRICARE subject matter expert at the Defense Health Agency. “It brings together the resources of military hospitals and clinics with a network of civilian health care providers and pharmacies.”

TRICARE covers:

  • Active duty service members and their family members
  • National Guard and Reserve members and their family members
  • Retirees and their family members
  • Survivors
  • Certain former spouses
  • Medal of Honor recipients and their family members
  • Dependent parents and parents-in-law (In some locations, they may be eligible for TRICARE Plus, a program offered at some military hospitals and clinics.)
  • Foreign force members and their family members

Are you in one of these groups? Keep reading to learn more about the basics of using your TRICARE benefit.

Eligibility

Your uniformed service personnel office determines your TRICARE eligibility.

To check your eligibility, first make sure your information is fully updated in the Defense Enrollment Eligibility Reporting System. Sponsors are automatically registered in DEERS, but they must register their eligible family members by going to a local ID card office. (Note: You should call first, or set up an appointment online, to check appointment availability.)

Then, log in to milConnect to check if you’re eligible for TRICARE. Once you’ve registered on the milConnect website, you can update your contact information in DEERS and view your TRICARE enrollment information.

Health plans

Choosing a plan

You have different TRICARE health plan options depending on your sponsor’s status, your relationship to your sponsor, your age, and where you live.

To see which plans you may be eligible for, check out the Plan Finder Tool and answer a few simple questions. Then, you can use the Compare Plans Tool to figure out which plan is right for you. (Note: Families can have split enrollment, meaning some family members can enroll in one plan, while others enroll in a different one.)

Enrolling in a plan

Once you know your plan, visit TRICARE Enrollment for steps on how to enroll or purchase a plan. These steps may differ depending on the plan you choose and where you live.

Are you a new active duty family member? Once you’re registered in DEERS, you’ll be automatically enrolled in a TRICARE plan based on where you live and the plan selection of your other family members who aren’t active duty service members. You have 90 days from the automatic enrollment date to change to a different plan (TRICARE Prime, TRICARE Select, TRICARE Prime Remote, or the US Family Health Plan, if available).

Changing plans

Interested in switching your TRICARE plan? You may have the opportunity to do so during the annual TRICARE Open Season in the fall each year. Changes you make during open season will take effect Jan. 1 of the following year.

You may also be able to change your plan when you experience a TRICARE Qualifying Life Event. QLEs are certain life changes that open a 90-day window for you and your family members to make eligible enrollment changes, as described in the TRICARE Qualifying Life Events Fact Sheet.

Common QLEs include, but aren’t limited to:

  • Marriage, divorce, or annulment
  • Birth or adoption of a child (or placement of a child by a court in a member’s home)
  • Moving
  • Activation or deactivation
  • Retirement or separation
  • Losing or gaining other health insurance

If you experience a QLE, make sure to update DEERS right away.

Getting care

Regions

TRICARE is available worldwide, and your benefits are the same no matter where you live. But different regional contractors help deliver the benefit around the world. If you get civilian health care, this means you’ll reach out to different customer service contacts depending on where you live.

There are two TRICARE regions in the U.S.:

  • East Region
  • West Region

And there is one Overseas Region.

To learn which region you’re in, visit Regions.

Military hospitals and clinics

The DHA operates military hospitals and clinics. You may be able to seek care there, depending on where you are, what plan you have, and your beneficiary group.

Civilian network

You can also seek care from a civilian network of TRICARE-authorized providers. This network depends on your region.

To search for a network provider, use the Find a Doctor Tool to get you to the right provider directory.

Note: You may be able to see a non-network TRICARE-authorized provider, depending on your TRICARE plan. But you may have higher out-of-pocket costs, and you may have to file your own claims.

ID cards

For most beneficiaries, you’ll need to show your Uniformed Services ID card to your provider as proof of TRICARE coverage. If you’re an active duty service member, you’ll need to show your Common Access Card.

Powered by pixfuture

Coverage

TRICARE covers treatments, procedures, prescription drugs, or devices that are medically necessary and considered proven. Learn more about how a service becomes a TRICARE-covered benefit.

You can use the Covered Services Tool to see if a service is covered by TRICARE or not. You can search by keyword or browse common categories.

Pharmacy, dental, and vision coverage

TRICARE offers prescription drug coverage and several options for filling your prescriptions. You have the same prescription coverage with almost any TRICARE health plan. (Note: If you’re enrolled in USFHP, you have separate pharmacy coverage.)

To check if your prescription drugs are covered, use the TRICARE Formulary Search Tool.

Dental coverage is separate from TRICARE’s medical coverage. Depending on your beneficiary group, you may get dental care through:

  • Military dental clinics
  • Active Duty Dental Program
  • TRICARE Dental Program
  • Federal Employees Dental and Vision Insurance Program

Vision coverage, including eye exams, depends on:

  • Who you are
  • Your TRICARE plan
  • Your age

Costs

Each TRICARE plan has different costs for care and coverage. See TRICARE Costs to view and compare costs for covered services, enrollment fees, and plan premiums.

Do you have more questions about plan options, enrollment, or getting care? Contact your regional contractor or visit www.tricare.mil for more information. Welcome to TRICARE!
 
 

Courtesy Story
Defense Health Agency

Comments

Filed Under: Benefits, Resources

  • News
  • Enlist
  • Education
  • Career
  • Finance

Baltic States Pledge to Meet NATO’s 5% GDP Military Target

JULY 27, 2025 – Defense Secretary Pete Hegseth held an enhanced honor cordon and quadrilateral meeting at the Pentagon, welcoming Estonian Defense Minister Hanno Pevkur, Latvian Defense Minister Andris Sprūds and Lithuanian Defense Minister Dovilė Šakalienė. During the meeting, the Baltic states pledged to meet the target of 5% of their gross domestic product for […]

Air National Guard Unveils New Bonus Program

MARCH 11, 2023 – On March 1st, the Air National Guard (ANG) launched a new bonus program to attract and retain personnel in critical specialties. The initiative offers significant financial rewards, with bonuses of up to $90,000 for eligible members, depending on their Air Force Specialty Codes (AFSCs). This strategic move aims to strengthen the […]

Education Benefits Make Stronger Service Members

APRIL 3, 2025 – Within the armed forces, a variety of educational benefits are available that allow service members to both improve themselves and make themselves more valuable to their service branch. One example is the Military Tuition Assistance Program. The program is available to enlisted personnel, officers and warrant officers in the Army, Navy, […]

Former Soldier Navigates Job Hunt

NOVEMBER 19, 2024 — In early 2017, Michael Quinn endured what he called the worst day in the worst year of his life. Quinn, then a sergeant major and 24-year Army Soldier, had weathered deployments in Iraq, Afghanistan and the Philippines. As an Army counter-intelligence agent, he said he learned to operate under grave circumstances […]

Financial Planning for Military Families

JUNE 25, 2025 – Have you ever wondered how military families manage their finances while dealing with deployments, relocations, and changing pay structures? Financial planning is a vital part of life for families who serve. With unique benefits, challenges, and lifestyle changes, military families must make smart financial decisions that protect their future and help […]

Recent Posts

  • Baltic States Pledge to Meet NATO’s 5% GDP Military Target
  • DoD Moves Forward With PCS Overhaul
  • Army Unveils Lightweight Combat Assault Ration
  • Coast Guard National Security Cutter Returns
  • USNS Comfort Arrives in Limón, Costa Rica
MAINMENU



Powered by pixfuture


SITESEARCH
Can't find something? Try using our site search to dig through our entire site.



Still having trouble? Try the Advanced Search to refine your searches.
NEWSLETTERSUBSCRIBE
Sign Up To Receive Information, Updates and Special Officers from MilitarySpot.com.



Don't miss an issue! Jump in the Newsletter Archives to catch up on previous issues.
FOLLOWMILITARY SPOT

Follow us on Facebook, Twitter & StumbleUpon and more. Keep up with MilitarySpot.com news & updates. We also have an RSS Feed.

Advertise | About | Contact | Feedback | Unsubscribe | DMCA | Privacy Policy | Terms of Use
 
Copyright 2004-2025 Sun Key Publishing. All Rights Reserved.



 
This is not the official recruiting website of the U.S. Military. The site you are on is run by Sun Key Publishing, a private company, and is not endorsed by or affiliated with the U.S. Military.