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Update to Law Helps Soldiers with Auto, Home Lease Payments

AUGUST 25, 2020 – Lawmakers recently passed an amendment to the Service Members Civil Relief Act, or SCRA, allowing Soldiers to terminate an auto or housing lease agreement without a 30-day notice due to a Defense Department stop-move order.

Changes to the SCRA are retroactive, giving families an opportunity to request reimbursement for rental payments accrued during the previous stop-move order, said Melissa Halsey, legal assistance policy division chief for the Army’s Office of the Judge Advocate General.

The recent impact of COVID-19 abruptly halted DOD movements from March until June, forcing permanent change-of-station orders to be placed on hold or canceled. Having secured new housing before a PCS, some Soldiers may have been inadvertently locked into multiple lease agreements, she added.

During normal conditions, personnel need to provide the 30-day notice — or an additional month’s rent — to end their lease with deployment orders that exceed 90 days or for a PCS move, Halsey said.

With no immediate provisions under the SCRA during the recent stop movement, Army legal officials encouraged Soldiers and families to reach out to their property managers to resolve a leasing dispute. If Soldiers failed to fix the issue, they could then work with a legal assistance attorney, all while maintaining both rental agreements until resolved, Halsey said.

“Congress recognized that some service members had difficulty using the SCRA during the COVID-19 outbreak,” she said. “The amendment to the SCRA will help address that problem.”

Improved SCRA
Soldiers who chose to pay additional rent during the previous stop-move order can try to recoup those costs.

For example, an Army family could have been scheduled to PCS to their next assignment by April 1, Halsey said. In preparation for their big move, the family secured a rental property in February near their new installation. But when the stop-move order went into effect in March, their PCS move was canceled.

After receiving legal guidance, the family may have tried to work with the new landlord to cancel or delay the lease, but their request was denied, she said.

Worried about the effect a contested debt may have on his career, the Soldier may have decided to pay for both properties until they ultimately were able to move later in the year, Halsey added. Under the new amendment, the Soldier could request that the landlord repay the rent for the home that went unoccupied due to the stop-move order.

Alternatively, if the Soldier chose not to pay for the home he was unable to occupy during the stop-move order, a landlord may be seeking restitution for the unpaid amounts. The SCRA change makes it clear that a property managers can’t recoup those unpaid amounts.

Practically speaking, she added, Soldiers should be aware that it may be difficult for some property owners to comply with the new SCRA change and pay back an Army family, given the financial stress many are facing due to COVID-19.

Individuals should contact an Army legal representative to find out more information, Halsey said. Personnel currently facing a lawsuit or collections resulting from unpaid housing amounts during the stop movement should also contact their legal office for support.

“The SCRA is designed to help Soldiers proactively,” Halsey said. “It is there to ensure service members aren’t at a disadvantage when subject to the strict requirements of military life.”

By Devon Suits, Army News Service

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Filed Under: Army, Benefits, Finance

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Task Force to Oversee Barracks Improvement

DECEMBER 5, 2025 – Secretary of War Pete Hegseth directed in an Oct. 6 memorandum that a barracks task force be stood up to develop a departmentwide investment plan for barracks improvements and report its progress to him within 30 days. “For far too long, this department has failed too many of our warfighters. Every […]

Air National Guard Unveils New Bonus Program

MARCH 11, 2023 – On March 1st, the Air National Guard (ANG) launched a new bonus program to attract and retain personnel in critical specialties. The initiative offers significant financial rewards, with bonuses of up to $90,000 for eligible members, depending on their Air Force Specialty Codes (AFSCs). This strategic move aims to strengthen the […]

Military Students’ Tips to Balance Service and Studies

OCTOBER 10, 2025 – Studying in college while serving in the military can be highly rewarding but also extremely demanding in some respects. Military members, veterans, and their families typically balance demanding duty schedules, deployments, family responsibilities, and school schedules. It requires careful planning, flexibility, and being willing to seek and take advantage of available […]

Former Soldier Navigates Job Hunt

NOVEMBER 19, 2024 — In early 2017, Michael Quinn endured what he called the worst day in the worst year of his life. Quinn, then a sergeant major and 24-year Army Soldier, had weathered deployments in Iraq, Afghanistan and the Philippines. As an Army counter-intelligence agent, he said he learned to operate under grave circumstances […]

How Military Families Can Avoid Financial Panic During a Shutdown

OCTOBER 23, 2025 – Government shutdowns create unique challenges for military families who live on tight budgets, frequently relocate, and manage the constant demands of military service. While the uncertainty can feel overwhelming, following these five strategies can help you navigate the crisis with confidence. Keep Perspective.  This financial disruption will end, just as the […]

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