MilitarySpot.com

Serving the U.S. Army, Navy, Air Force, Marines, Coast Guard and National Guard

Follow MilitarySpot:
 
  • Home
  • Enlist
    • Join The Army
    • Join The Navy
    • Join The Air Force
    • Join The Marines
    • Join The Coast Guard
    • Join The National Guard
    • ASVAB
    • Army Physical Fitness Test
    • Military Draft
    • Prior Service Army Enlistment
  • Career
    • Join the Military
    • Jobs for Military and Civilians
    • Career Center
    • Prior Service Army Enlistment
    • Criminal Justice
  • Education
    • Online Schools
    • Spouse Education Benefits
    • GI Bill
    • Military Schools
    • Criminal Justice
  • Benefits
    • Army Benefits
    • Navy Benefits
    • Air Force Benefits
    • Marine Corps Benefits
    • National Guard Benefits
    • Coast Guard Benefits
    • Veteran Benefits
    • Basic Pay Rates
    • Allowances
    • Special & Incentive Pay
    • Military Spouse Education Benefits
    • VA Education Benefits
    • GI Bill
  • News
    • Headline News
  • Finance
    • Debt Relief
    • Military Pay Rates
    • Military Personal Loans
    • VA Loans
    • Military Star Card
    • Military MyPay
  • Spouses
    • School Finder
    • Scholarships & Grants
    • PCS, DITY, & Moving
    • Pay Rates
    • MyCAA
    • Education Benefits
  • Community
    • Military Games
    • Military Reunions
    • Classifieds
    • Photo Gallery
    • Buddy Finder
    • MilitarySpot Pinups
    • Military Bases
  • Resources
    • Military Alphabet
    • Military Reunions
    • Military Acronyms
    • Currency Converter
    • Military Tools
    • Ranks
    • Military Time
    • Military Tactics
    • Military Discounts
    • Military Games
    • Military Videos
    • Photo Gallery
    • Infographics
    • How To
  • Travel

Army Offers Early Retirement Opportunity for Soldiers

October 16, 2012
By David Vergun

WASHINGTON (Army News Service, Oct. 16, 2012) — Soldiers with at least 15 but less than 20 years of service may be eligible for early retirement.

According to Army Directive 281/2012, titled “Temporary Early Retirement Authority,” or TERA, officers and warrant officers who have twice failed selection for promotion to the next grade and noncommissioned officers denied continued service as a result of an approved qualitative service program centralized selection board are eligible for the program.

“Soldiers who elect to retire under TERA and are approved, will receive full retirement benefits at a slightly reduced annuity,” said Gerald Purcell, the enlisted personnel policy integrator with Army G-1. He emphasized that TERA is not an entitlement.

The TERA is one of the tools the Army is using to reduce the force in the coming years, said Purcell. He said the reduction affects active-status Soldiers serving in the active and reserve components.

The Army’s plan is to reduce the active component from about 570,000 Soldiers to about 490,000 Soldiers by the end of fiscal year 2017.

The Army has reduced the force before. But the force drawdown in the 1990s, for instance, was much different than the most current effort, said Albert Eggerton, the deputy chief of the officer division with Army G-1.

“Now, the Army is making the call on who stays and the programs are different,” Eggerton said.

Purcell said a priority with the latest drawdown is precision, care and compassion.

“Our goal to do this in a compassionate, caring way, and ensure Soldiers and their families are taken care of during the transition,” Purcell said.

The qualitative selection board is tasked with identifying NCOs, by military occupational specialties and pay grade, who are excess to the future force structure mission requirements of the Army, Purcell said.

“We (then) tell the selection board to rank the Soldiers (with their peers) based on potential future contributions,” Purcell said. “Those identified would be quality Soldiers we’d otherwise retain, but because their grades and skills are excess to the Army’s needs, we have to let them go.”

Purcell said Soldiers will know when they have been selected for involuntary separation and that they have about a year to request TERA.

“TERA is a good thing for Soldiers to take if they have already been identified for involuntary separation,” he said, explaining that the involuntary separation bonus would not have the value of early retirement in terms of pay and benefits.

The officer and warrant officer drawdown decisions are similarly based on the Army’s mission requirement needs by skill and grade, Eggerton said. He said some officers with mission-essential critical skills would be allowed to stay in the Army despite not being selected for a higher grade.

Eggerton and Purcell agreed that TERA is good news for Soldiers who otherwise would receive less under involuntary separation.

For more information on TERA, see MILPER message 12-329.

Comments

Filed Under: Army, Benefits, News, Pay, Resources

  • News
  • Enlist
  • Education
  • Career
  • Finance

Operation Christmas Drop Wraps Up

DECEMBER 19, 2025 – Operation Christmas Drop 2025 came to an end at Andersen Air Force Base, Dec. 14. This year marks the 74th iteration, bringing together service members from the U.S., Canada, Japan and South Korea for the Department of War’s longest-running humanitarian airlift mission. Around 270 bundles were constructed, filled and loaded onto […]

Air National Guard Unveils New Bonus Program

MARCH 11, 2023 – On March 1st, the Air National Guard (ANG) launched a new bonus program to attract and retain personnel in critical specialties. The initiative offers significant financial rewards, with bonuses of up to $90,000 for eligible members, depending on their Air Force Specialty Codes (AFSCs). This strategic move aims to strengthen the […]

Military Students’ Tips to Balance Service and Studies

OCTOBER 10, 2025 – Studying in college while serving in the military can be highly rewarding but also extremely demanding in some respects. Military members, veterans, and their families typically balance demanding duty schedules, deployments, family responsibilities, and school schedules. It requires careful planning, flexibility, and being willing to seek and take advantage of available […]

Former Soldier Navigates Job Hunt

NOVEMBER 19, 2024 — In early 2017, Michael Quinn endured what he called the worst day in the worst year of his life. Quinn, then a sergeant major and 24-year Army Soldier, had weathered deployments in Iraq, Afghanistan and the Philippines. As an Army counter-intelligence agent, he said he learned to operate under grave circumstances […]

How Military Families Can Avoid Financial Panic During a Shutdown

OCTOBER 23, 2025 – Government shutdowns create unique challenges for military families who live on tight budgets, frequently relocate, and manage the constant demands of military service. While the uncertainty can feel overwhelming, following these five strategies can help you navigate the crisis with confidence. Keep Perspective.  This financial disruption will end, just as the […]

Recent Posts

  • New Year, New Goals
  • Operation Christmas Drop Wraps Up
  • Holistic Health, Fitness Goes to the Dogs
  • National Guard Hoists Woman from Cruise Ship
  • Army’s Contribution to Joint Space Operations
MAINMENU




SITESEARCH
Can't find something? Try using our site search to dig through our entire site.



Still having trouble? Try the Advanced Search to refine your searches.
NEWSLETTERSUBSCRIBE
Sign Up To Receive Information, Updates and Special Officers from MilitarySpot.com.



Don't miss an issue! Jump in the Newsletter Archives to catch up on previous issues.
FOLLOWMILITARY SPOT

Follow us on Facebook, Twitter & StumbleUpon and more. Keep up with MilitarySpot.com news & updates. We also have an RSS Feed.

Advertise | About | Contact | Feedback | Unsubscribe | DMCA | Privacy Policy | Terms of Use
 
Copyright 2004-2025 Sun Key Publishing. All Rights Reserved.



 
This is not the official recruiting website of the U.S. Military. The site you are on is run by Sun Key Publishing, a private company, and is not endorsed by or affiliated with the U.S. Military.