Below, you will find details about our privacy policies. You have the opportunity to choose how your information may be shared. Your privacy matters to us, and we recognize the importance of keeping your information secure.
1. In order to safeguard the security and integrity of customer information, all information submitted on this site is protected with 128 Bit SSL Encryption.
2. The reason we collect information is to meet our customers’ financial needs. We may use this information for the following reasons: To process your loan request and to inform you of other financial services that may be of interest to you.
3. To provide you with the best service possible, our company may share your submitted information with trusted partners. We DO NOT share or sell your information to any outside parties looking to market non-related products. The privacy policies of outside parties apply to any usage of your information shared.
4. We reserve the right to share any contact information with trusted third-party affiliates at anytime.
5. We collect other information that includes, but is not limited to, your IP address and referral data to better serve our visitors. This information is kept confidential and will not be disclosed to third-party affiliates. Through this information we are able to constantly update and improve our site using “cookies” to better suit our visitors’ needs. A cookie is a small text file that contains your anonymous information. That information is taken from the Web site to your computer’s hard drive. This allows the site administrator to identify your computer and track the activities on the Web site.
Cookies do not enable the Web site to learn any personal identifiable information. You can be sure that your real name and address are secured. The information cookies give allows us to learn what pages our customers are visiting most so we can continue to add information to better serve you and provide you with the best resources for VA loans over the Web.
6. A VA approved lender may be in contact with you if you submit your telephone number and your lead request. The lender may contact you by phone and/or email as a result of your submitted request. If your name is on a Do Not Call List, the lender may still call. It is most likely that you will be contacted by Mortgage Research Center (MRC), but if you’re a person of the MRC staff is unable to reach you, another VA approved lender may be given your information.
7. If you are under the age of 13, you are not allowed to access this site or use our services.
8. Your information may be disclosed to law enforcement or government agencies. Any information can be given to them as a result from a subpoena, court order, to protect our company or employees from threats or fraud, to protect us from legal claims, to exercise our legal rights or as required by law. We have the choice to raise or waive any rights available to us. In the event of a merger, sale of the company, asset sale or the unlikely event of bankruptcy, this information may also be disclosed.
We try to ensure that any information you find on this Web site is completely accurate, however, errors may occur. We reserve the right to change or improve any content of the Web site at any time. All information, software, services and the Web site are provided “AS IS.” We and any participating lenders disclaim any warranty of any kind and are not liable for any direct, indirect, punitive, incidental, special or consequential damages or other injury arising out of the use of this Web site. Furthermore, we are not responsible for any damages to property including, but not limited to, viruses, Trojan horses, worms, trap doors, back doors, time bombs, cancelbots or any other code or computer program that may interfere with the transfer of data or destruction to property. This Web site is to be used at your own risk.
The copyrighted material found on this Web site is protected under the United States copyright laws. This applies to, but is not limited to, any software, services, music, photos, graphics, videos, text or other trademarked content and items found on this site. You may not transmit, modify, exploit, copy or participate in the transfer or sale of any created works in whole or in part except as permitted under copyright law.
We are not allowed to check your credit simply because you have submitted your information on our secure site.
Any products that are offered by any of the lenders we share you information with are not endorsed or recommended by us. We do not guarantee loan approval through any lender or specific loan product. It is your decision as to what loan is best for you and your needs. We take no responsibility in the services of the lender that you choose. By submitting your information you understand and agree that we are in no way liable for any costs or damages incurred while doing business with the lender(s). Whether you are qualified for a loan through any lender(s), your loan request form may be kept by the lender(s).
The Web site and all content and services provided herein are available only in regard to real property in all fifty states and Washington, D.C. Only loans on real property located in states where participants are licensed to conduct mortgage lending business will be made.
All claims or dilemmas arising out of or related to the use of our Web site shall be executed by arbitration which shall be held before one arbitrator under the commercial arbitration rules of the American Arbitration Association. The arbitration shall take place in Boone County, Missouri, except for Main consumers for whom the location shall be designated at a reasonably convenient location. This agreement provides that all disputes shall be resolved by binding arbitration. As the consumer, you forfeit all rights to go to court or to defend or assert your rights, as well as all rights to bring class action suits against us. You agree to these restrictions by using any goods or services we provide.
By using our Web site and our services, including without limitation any claims alleging facts that if true would constitute a breach by you of this Terms of Use Agreement, you agree to indemnify us and our participating lenders from and against any and all liabilities, expenses, attorneys’ fees and damages that may arise.
This is an agreement between us and you, the consumer. This agreement supersedes all prior communications, promises, agreements or proposals whether written, oral, or electronic. This agreement shall be subject to the laws of the state of Missouri. All rights not expressly granted are reserved.
We have the right to change this policy at any time without notification. For this reason, please check our Web site periodically for the most recent version of our privacy policy.
EQUAL OPPORTUNITY LENDER