Insurance

Life insurance is all about making sure your family’s financial future doesn’t suffer without you. You want them to continue on but it can be a tough time. A 10-year level term group life insurance plan, like USBA’s Smart Value 10, is specifically designed to provide you with an easy and affordable way to give your family financial security in the event you can’t be there to do so.

With a 10-year level term life insurance plan, the rate — while not guaranteed — is expected to remain level for the first 10 years, helping you project a household budget years in advance. This type of plan can also be an affordable monthly expense depending on your age, sex and smoking status. With USBA’s Smart Value 10, if you are age 64 or under, you can get a second 10 years of coverage, no matter how healthy you may or may not be at that point. No physical. No new application. No hassles at all. (See Plan details for further details).

The amount of insurance coverage you select depends on what you can afford. With USBA’s Smart Value 10 for instance, you can select from $25K to $500K of coverage. It’s up to you to decide how much you need, and how much your family can afford.

For more information on USBA’s Smart Value 10 and how it can provide affordable life insurance coverage that works within your budget, please Click Here.

Top 4 Reasons Why You Need Renters Insurance Your landlord’s policy most likely does not include liability for something that happens in your rented residence. You could be held responsible for injury to another person or damage to another person’s property if an incident occurred within your rented residence, or elsewhere. Protects your personal property against fire, theft and vandalism. Protects you in case of a liability lawsuit against you. Renters insurance pays for damage or loss to your personal property such as furniture, electronic equipment, clothing, jewelry, and collections. It covers losses caused by fire, vandalism, theft, water damage, and acts of nature excluding earthquakes and floods. Your policy will pay your living expenses if you need to live somewhere else when your home becomes uninhabitable due to fire, water damage, or other reasons. It also pays for a visitor’s medical expenses if they hurt themselves in your home, and pays for judgments and legal expenses if they sue you.