The Air Force offers excellent benefits and competitive insurance rates. You’ll also receive comprehensive medical and dental care. In addition, you’ll get full pay and allowances for any sick days you may need to take, and we offer low-cost life insurance up to $400,000. Family members may receive medical care at military or civilian facilities through various options for little or no cost.
The military provides health insurance, dental insurance and life insurance for the service member and dependents. Health insurance is offered through Tricare and includes a choice of plans for family members. Service members are always seen on post. Family members have the option to enroll in Tricare Prime where they can utilize the MTF (military treatment facility) on post or Tricare Standard where they can see civilian doctors. Other plans are available for National Guard and those who do not live close to a military post.
Dental care is provided for the service member at no charge. Family members can be enrolled for a small monthly fee. The dental plan is similar to most corporate dental insurance plans with preventative care covered and cost shares for other procedures.
Family members will have their choice of civilian dentists off post.
Life insurance is provided for the service member up to $400,000. There is a small premium for this monthly and it is the same across the board regardless of age or health. Spouse life insurance coverage is available for up to $100,000 but must not exceed the amount of coverage for the service member. Life insurance coverage for the spouse is based on the age of the spouse, though no health exam is required. Dependent children are covered at $10,000 each at no cost.